Terms of Service

APEX Family Office Intelligence · TennoTenRyu Inh. Cesarano · CHE-272.196.618 · Last updated: June 2026

1. Service Description

APEX Family Office Intelligence provides AI-generated operating intelligence assessments for single and multi-family offices. Assessments are directional guidance based on your profile inputs — not legal, regulatory, tax, or investment advice, and do not constitute a formal professional opinion under applicable Swiss or EU regulations.

2. Free Tier

Three free assessments are provided per email address. No payment is required for free tier access. Free assessments provide the same output quality as paid tiers; only the volume of assessments differs.

3. Subscription

Paid subscriptions are billed monthly in CHF via Stripe. Subscriptions renew automatically unless cancelled. Cancellation takes effect at the end of the current billing period. No refunds for partial months. You may upgrade or downgrade your tier at any time.

4. No Professional Advice

Assessment outputs do not constitute legal, regulatory, tax, or investment advice. The readiness scores and risk classifications are analytical assessments based on your profile inputs and AI analysis of regulatory frameworks. Always consult qualified professional advisors — legal counsel, compliance officers, regulatory specialists — before acting on any recommendation.

5. Acceptable Use

6. Intellectual Property

All platform content, methodologies, and assessment frameworks are proprietary to TennoTenRyu Inh. Cesarano. Assessment outputs generated by the platform may be used internally by subscribing organisations within the scope of their subscription tier.

7. Limitation of Liability

TennoTenRyu Inh. Cesarano's aggregate liability is limited to the amount paid in the preceding one (1) month. We are not liable for decisions made based on assessment outputs, for regulatory outcomes, or for indirect, incidental, or consequential damages of any kind.

8. Governing Law

These terms are governed by Swiss law. Exclusive jurisdiction is the courts of the Canton of Zug, Switzerland.

9. Contact

info@cesaranogilbert.com · Baarerstrasse 87 · 6300 Zug · Switzerland

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